If a member becomes disabled during the school year, when does the 120-day elimination period for LTD benefits begin?

If a member becomes disabled during the school year and has been actively at work, the 120-day elimination period starts on the first day the member is not able to work because of illness or injury. The elimination period will stop during summer months if the member is not scheduled to work (for example if a 10-month member became disabled June 10 and is usually off for the summer, the elimination period will accumulate from June 10 to June 30, and then resume accumulating on September 1st).