What happens when I die?
It is likely the School District Benefits Administrator will be advised in the event of your death by the Executor or Beneficiary of your estate.
In the event of your death, the following actions will be taken by the School District Benefits Administrator, provided they are aware of your death:
- The School District Benefits Administrator will send a letter to the Beneficiary requesting the following information, provided the location of the Beneficiary is known:
- Completed PBC Life Claim Form which will be provided by the School District Benefits Administrator.
- Proof of Death – Government-issued Certificate of Death OR completed Attending Physician’s Statement. Please note that the document submitted must be the original. Originals will be sent back upon request.
- Although not stated on the PBC Claim Form, PBC will require a copy of the premium statement page of the month the member died. This is used as confirmation of benefits eligibility by PBC. Please include this when submitting the claim to avoid delays with claim payment.
The School District Benefits Administrator will provide the provider with the original enrollment card and any subsequent beneficiary change forms.
If the location of the beneficiary is not known immediately, the School District Benefits Administrator will likely receive notice of your estate from the Executor.
The School District Benefits Administrator or the beneficiary is required to provide PBC with written notice of claim not later than 30 days from the date of death and, within 90 days from the date of death, provide PBC with the documents listed above if reasonably possible given the circumstances of the loss. If the above documents cannot be provided within 90 days, the School District Benefits Administrator should contact PBC to request an extension of this deadline.
The School District Benefits Administrator sets up survivor benefits (if applicable). See the Summary of Benefits section of the My Benefits section of this website for details.